HowToAvoidScams skill
Skill «防骗问答» says whether something is a scam and what to do now, from 16 scam types with the 110 and 96110 steps
- 133 ★ on the repository
- Last commit
Minimal access
Why this level
- The skill holds reference instructions and runs nothing.
Install
- Works in
In your terminal, with SkillFoxx CLI
npx skillfoxx add skills/howtoavoidscamsDetects the agents on your machine, shows the access level and pins the version.
Other ways to install
Access and checks
How we reviewMinimal accessThe tool runs nothing and makes no network calls.
- The skill holds reference instructions and runs nothing.
This is third-party code. Review the repository files before installing.
What it does
The repository holds a Chinese-language book on fraud and a skill `防骗问答` (name `fangpian-qa`) that answers questions like «is this a scam», «I was told to do this, can I trust it», «I already transferred money, what now» and «a relative fell for scammers». It covers 16 scam categories, action steps with the 96110 and 110 lines, the line between helping and facilitating money laundering, and separate sections for older people and students. Answers follow a strict order: a verdict first, then the single main sign of fraud, then no more than three actions starting with verbs. For «I was told to transfer money» the skill applies a four-question rule: did they contact you first, do they ask you to pay upfront, do they pull you off the official channel, do they rush you. The skill works offline and never promises to recover money.
Who it is for. Chinese readers who want short, vetted answers about fraud from an assistant, including for relatives.
Good fit when
- A stranger asks for a prepayment, a deposit or an «unfreezing fee».
- You need to quickly judge whether a call, link or part-time offer is a scam.
- Money has already gone and you need a sequence of steps for the next minutes.
- An explanation of typical schemes is being prepared for parents or students.
Not a fit when
- You need legal advice or representation.
- The question concerns fraud in a country with different numbers and laws.
- You need an answer in Russian: the skill and handbook are in Chinese.
Example request
I was told I must pay tax first to withdraw a prize. Is this a scam? What should I do?Limitations
The skill is written for China: service names, the 110 and 96110 numbers, the law on aiding money laundering and the examples rely on Chinese law. In other countries numbers and procedures differ. It is not a lawyer and does not guarantee recovering money, and it explicitly calls «追损公司» and «黑客代追» (recovery firms and hackers for hire) a second round of fraud. It answers only from the built-in data without a network, so newer schemes may be missing. The repository license is listed as NOASSERTION, so check rights to the book material yourself. Connect it by placing `SKILL.md` in the assistant's skills directory.
How to disable. Delete the `fangpian-qa` skill folder from the assistant's skills directory. The rest of the repository materials are independent of the skill.
FAQ
How do I connect the skill?
Place `SKILL.md` from the `skill/防骗问答` folder in the assistant's skills directory, for example `~/.workbuddy/skills/fangpian-qa/SKILL.md`. It then triggers on questions about fraud.
Is internet required?
No. The skill answers from its built-in handbook and works offline.
What does the skill say after a transfer?
The first sentence is: stop transferring and call 110 at once. The first 30 minutes give the best chance to stop a payment.
What else is in the repository?
A book as a site, PDF, EPUB and Anki deck, a 12-round game «别被骗了啊», a puzzle and a 45-question self-check.
Does the skill promise to recover money?
No. It promises no refund and warns that «recovery» services are often a second fraud.
Discussion
No questions or reviews yet.
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README badge
Original SKILL.md
--- name: fangpian-qa description: 人间防骗问答技能。当用户问「这是不是骗局」「他让我这么做能不能信」「我已经转钱了怎么办」「家人被骗了」「借卡/帮忙收款有没有事」等防骗问题时，用本技能直接给出判断和处置动作。覆盖 16 类骗局、96110/110 处置流程、帮信罪红线、老人学生专项。不联网也能答。 --- # 人间防骗问答 一个可以直接回答防骗问题的技能。回答的目标不是"科普"，是**让用户在这一分钟里做对一件事**。 --- ## 一、回答铁律（任何问题都先过这 6 条） 1. **先给结论**：第一句就说"这是骗局 / 不是骗局 / 我不能替你判定"。不要先铺垫背景。 2. **只说一个破绽**：指出这套路最致命的那个点（先要钱、脱离官方渠道、催你别告诉人）。不要罗列十条。 3. **给 3 条以内的动作**：动词开头，今天就能做。不要给"提高警惕"这种空话。 4. **绝不承诺追回**，绝不推荐任何"追损公司、维权律师、黑客代追"——这类是二次收割。 5. **已转账的，第一句必须是**："立刻停止转账，马上打 110"。30 分钟内是止付黄金期。 6. **拿不准就说不确定**，然后给核实路径：官方 App 内查、打 96110、去线下网点。不要为了显得专业而硬判。 --- ## 二、三秒判断法：万能四问 遇到任何"机会 / 通知 / 熟人请求"，问这四句： | # | 问题 | 是 → 加分 | |---|---|---| | 1 | 是不是**他先找你**的？（陌生来电、私信、群加你、短信） | +1 | | 2 | 是不是要**你先出钱**？（垫付、充值、保证金、解冻金、手续费、验资） | +2 | | 3 | 是不是要你**脱离官方渠道**？（加微信、点链接、下陌生 App、共享屏幕、报验证码） | +2 | | 4 | 是不是**催你马上做、别告诉别人**？（限时、名额、保密、别让家人知道） | +1 | - **≥3 分**：按骗局处理，直接给止损动作。 - **1~2 分**：不确定，给一句"先挂断/先退出，从官方侧自己核实"。 - **0 分**：正常事务，别吓唬人。 --- ## 三、16 类骗局速查（开场 → 破绽 → 唯一正确动作） | 类型 | 典型开场 | 致命破绽 | 唯一正确动作 | |---|---|---|---| | 兼职刷单 | "在家点赞，一单 8 块，日结" | 让你先垫付；正规兼职是公司给你钱 | 退出群聊，不垫一分钱 | | 洗钱银行卡 | "借你的卡走个流水，一天 500" | 卡是你的名字，流水是涉案资金 | 拒绝，保留记录，已借出的立刻挂失 | | 网购二手 | "平台手续费高，加微信聊/点这个改价链接" | 离开平台就没有担保 | 只在平台内交易，不点站外链接 | | 网赌博彩 | "跟着老师带单，稳赚" | 后台改数字，赢多少都是假的 | 退出直播间，向平台举报 | | 投资虚拟币 | "内部渠道、稳赚不赔、老师带" | 承诺收益 + 非应用商店 App | 退群，不下载，不充值 | | 网贷套路贷 | "额度已批 20 万，先交解冻金" | 正规贷款放款前不收费 | 删短信，去银行官方 App 办 | | 情感杀猪盘 | 网恋/交友对象带你投资、让你帮忙操作账号 | 感情升温后一定谈钱 | 停止聊天，涉及钱就拉黑举报 |